Lockton Joins GoHealthInsurance’s Workplace Program

Insurance Blog — Wed, 14 Jul 2010 12:58:47 +0000

Lockton Benefit Group recently joined the GoHealthInsurance Workplace program to provide consumers across the nation with a convenient online solution to find a quality health insurance plan. More than 15,000 Lockton clients will now be able to leverage the GoHealthInsurance technology used by more than 20 million consumers to obtain the right health coverage.

With GoHealthInsurance tools, Lockton clients will be able to instantly compare health plans from the largest insurers in the nation including UnitedHealthOne, many Blue Cross and Blue Shield companies, Aetna and more. The GoHealthInsurane platform represents more than 10,000 health plans nationwide. Lockton members can also speak with a licensed agent for professional service and advice as they explore coverage options.

To find out more information you can read the entire article here.

All About Medicare

Insurance Blog — Sat, 17 Oct 2009 14:08:08 +0000

Medicare is one of the largest and most successful government-sponsored health care programs in our nation’s history. But for many the health insurance coverage Medicare provides isn’t quite enough.

That’s why there are a few different Medicare health insurance options available in the private health insurance market.

First, let’s take a look at how Medicare works:

Here are the three “parts” of Medicare:

• Medicare Part A: This provides coverage for hospital, nursing and hospice care.

• Medicare Part B: For a monthly premium, this part of Medicare provides coverage for doctors’ fees and other medical services.

• Medicare Part D: This part of Medicare was designed to provide prescription drug coverage. Part D plans are administered by private insurers.

While the programs above are mostly run by the federal government, there are options for seniors who would rather purchase their benefits from a private insurer.

Medicare Advantage plans provide all of the federally mandated coverage regular Medicare offers, but these plans also have some added benefits such as covered routine doctor’s visits and lower deductibles.

Medicare Supplement plans are another private insurance option that actually works with the government-run plans. The purpose of Medicare Supplement plans are to fill in the gaps that Medicare Parts A and B leave: such as deductibles and higher copayments.

To make sure you know what’s best for your needs, it’s always a good idea to discuss your options with a professional agent. An agent can help you find the right coverage at an affordable rate.